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What’s Your Home Buying Power?

What’s Your Home Buying Power?

If you’re in the market for a new home or investment property, one of the first questions you’ll probably ask is, “What can we afford?” Many buyers become so caught up in how much they can afford that they don’t…

Top 5 Home Design Trends of 2017

Top 5 Home Design Trends of 2017

The current trends are all about utilizing rich color, maximizing texture and creating comfortable interiors you can’t wait to relax in. Use these trends to get inspired to makeover your home’s interiors and create spaces you love that also appeal…

Increase Your Home’s Value Up to 28% with These 5 Tips

Increase Your Home’s Value Up to 28% with These 5 Tips

  Great curb appeal not only makes your home the star of the neighborhood, it can also improve its value and help you sell it for more. Whether you’re thinking of listing your home or just want to make your…

The Compound Effect: Building Your Household’s Wealth

The Compound Effect: Building Your Household’s Wealth

  Wealth is within reach for many people; however, according to a recent study, 63 percent of Americans said it’s not likely they’ll become rich.1 While younger people are more likely to say they’ll achieve wealth one day, only 34…

New Rules for Santa Cruz County Accessory Dwelling Units

New Rules for Santa Cruz County Accessory Dwelling Units

New Accessory Dwelling Unit Rules for Santa Cruz County New Rules for Accessory Dwelling Units in California In September 2016 Governor Brown signed into law Senate Bill 1069, which introduced a series of changes that limit the requirements local jurisdictions…

What is a 203k Loan?

What is a 203k Loan?

If you’re buying a fixer-upper in Santa Cruz County or need to make some repairs before moving in, an FHA 203k loan may be what you need.  This type of loan allows you to roll renovation costs into your mortgage…

How to Save on Closing Costs

How to Save on Closing Costs

You’ve saved up the money for a down payment and are finally ready to make your dream of owning a home a reality. Congratulations! Buying a house is one of the most exciting – and one of the most stressful…

Should You Make a Backup Offer?

Should You Make a Backup Offer?

You’ve found a house you love and you’re ready to make an offer. Unfortunately, you find out from your real estate agent that the house is under contract – meaning the seller has already accepted another offer. While it can…

How to Win a Bidding War in Santa Cruz County

How to Win a Bidding War in Santa Cruz County

Buying a home is an emotional, complex and often stressful process. This is doubly so if you’re buying in Santa Cruz County, where there are more buyers than there are houses available. It’s quite likely in these situations that you’ll…

5 Reasons to Sell Before the Selling Season Picks Up

5 Reasons to Sell Before the Selling Season Picks Up

A common thought in real estate is never list your home in the winter off season. Perpetuated by industry experts, agents and repeat sellers alike, this saying encourages many would-be sellers to wait until the spring peak to list their…

11 Common Real Estate Terms Explained

11 Common Real Estate Terms Explained

If you’re buying or selling a home, you’ll probably come across some terms that you’ve never heard before, or don’t completely understand. Being confused about the terminology can make an already complex process that much more stressful. By educating yourself…

Real Estate 2017: What to Expect

Real Estate 2017: What to Expect

One of the most common questions I get at this time of year is, “What’s going on in the market?” It’s not just potential buyers and sellers who are curious; homeowners always want reassurance their home’s value is going up.…

How to Shop for a Mortgage

How to Shop for a Mortgage

When you’re making a big purchase, like a car or a new computer, you tend to shop around for the best deal, right? While you may not realize it, you should do the same for a mortgage. After all, a…

Housing Trends for 2017

Housing Trends for 2017

If you’re considering buying or selling a home in the Santa Cruz area in 2017, it’s advisable to know what to expect as you dive into the market. Here’s a look at what some experts are predicting for the coming…

Top 12 Tips for a Safer Holiday Home

Top 12 Tips for a Safer Holiday Home

Our world is full of risk at every turn—from perilous jobs to dangerous driving conditions. That’s why we all love to get back to our homes and not worry about everyday safety hazards. It’s great to feel comfortable and safe…

5 Reasons to Sell Your Home During the Holidays

5 Reasons to Sell Your Home During the Holidays

If you’re thinking about selling your home, chances are you’ve been told that the end of the year is a terrible time to do it. You’ve likely heard two main reasons to back up this assertion: the holidays are too…

Time to Review Your Home Owner’s Policy

Time to Review Your Home Owner’s Policy

What do you know about your Homeowner’s Insurance Policy?  Have you evaluated it recently?  If not, it is a good idea to review it every six months to ensure that your coverage is as expected.  Obviously, the best time to…

The Home Equity Playbook

The Home Equity Playbook

What is Home Equity? Home equity seems to be a very simple calculation — the total amount of mortgages owed subtracted from the current market value of a home. Here is a simple example: Current Home Market Value         $925,000…