Time to Review Your Home Owner’s Policy

Time to Review Your Home Owner’s Policy

What do you know about your Homeowner’s Insurance Policy?  Have you evaluated it recently?  If not, it is a good idea to review it every six months to ensure that your cove....

The Home Equity Playbook

The Home Equity Playbook

What is Home Equity? Home equity seems to be a very simple calculation — the total amount of mortgages owed subtracted from the current market value of a home. Here is a simple e....

Get Your Credit Score in Shape Before Buying a Home

Get Your Credit Score in Shape Before Buying a Home

Get Your Credit Score in Shape Before Buying a Home How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score ca....

What to Know about Your FHA Mortgage Insurance

What to Know about Your FHA Mortgage Insurance

An FHA mortgage is a loan insured by the Federal Housing Administration. The FHA, an agency of the U.S. Department of Housing and Urban Development, insures loans so that lenders w....

Understand Your Credit Score and Then Improve It

Understand Your Credit Score and Then Improve It

I have had the pleasure of working with a lot of home buyers in Santa Cruz looking to buy their first home or even their second or third home. I can’t tell you how many times....

Spring Into Action To Sell Your Santa Cruz Home

Spring Into Action To Sell Your Santa Cruz Home

Spring is an ideal time to sell your home in Santa Cruz County This week’s news released in the Freddie Mac U.S. Economic and Housing Market Outlook showed Spring as an ideal....