What do you know about your Homeowner’s Insurance Policy?  Have you evaluated it recently?  If not, it is a good idea to review it every six months to… Read more ⇢

What is Home Equity? Home equity seems to be a very simple calculation — the total amount of mortgages owed subtracted from the current market value of a home. Read more ⇢

Get Your Credit Score in Shape Before Buying a Home How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a… Read more ⇢

An FHA mortgage is a loan insured by the Federal Housing Administration. The FHA, an agency of the U.S. Department of Housing and Urban Development, insures loans so that lenders will… Read more ⇢

I have had the pleasure of working with a lot of home buyers in Santa Cruz looking to buy their first home or even their second or third home. I can’t… Read more ⇢

Spring is an ideal time to sell your home in Santa Cruz County This week’s news released in the Freddie Mac U.S. Economic and Housing Market Outlook showed Spring as an… Read more ⇢

Have you been wondering what changes and developments in the 2013 Aptos housing market will mean for Aptos home values? If so, you’re not alone. A series of  predictions… Read more ⇢