An FHA mortgage is a loan insured by the Federal Housing Administration. The FHA, an agency of the U.S. Department of Housing and Urban Development, insures loans so that lenders will… Read more ⇢

Even though 30-year fixed rates dropped in the first half of January, many analysts expect fixed mortgage rates to go up somewhat… Read more ⇢

The average fixed mortgage rate dropped again last week, according to the Primary Mortgage Market Survey® (PMMS®), providing more buying power and incentive if you are seeking to buy your… Read more ⇢

If you were worried about the effect current mortgage interest rates may have had on your Capitola home for sale, you may be feeling a little better this week. As… Read more ⇢

Despite that fact that mortgage rates are slowly creeping higher in Santa Cruz and else where, Freddie Mac reports that they are still low enough to allow high home-affordability for… Read more ⇢

Buying an Aptos home starts with determining how much house you can afford. While it’s important to be careful of buying more house than you can afford, changes in the… Read more ⇢

Santa Cruz County home-buyers should jump at prices and mortgage rates. Now is the time  to buy with low mortgage rates and still reasonable home prices. Mortgage Rates Currently,… Read more ⇢

Spring is an ideal time to sell your home in Santa Cruz County This week’s news released in the Freddie Mac U.S. Economic and Housing Market Outlook showed Spring as an… Read more ⇢

Have you been wondering what changes and developments in the 2013 Aptos housing market will mean for Aptos home values? If so, you’re not alone. A series of  predictions… Read more ⇢

Have you taken a look at mortgage rates lately? Today’s recently updated survey by Freddie Mac shows 30 year fixed rate mortgages as averaging 3.56%! The… Read more ⇢